12. Neither a Borrower Nor a Speller Bee

Complete story — includes the ending

Zack wants Cody to drop out of the junior spelling bee because he owes the $30 to his competitor. Zack gets in trouble in the end for borrowing too much money without attempting to pay it all back. London and Maddie do community service. London sees that her rival got in the newspaper for doing community service, so London brings the paparazzi with her to show off herself doing community service. Sister Dominick also always comes in at the wrong time when London is faking work and Maddie and her friends were pushed out of the way by London, all the credit to London while Maddie, Corrie, and Mary–Margaret are the ones doing ALL the work, and Maddie becomes infuriated as a result. However, London's laziness and publicity stunt backfires when a family baked a cake for Maddie given that she donated some of her old toys to them and Maddie explaining to London that giving people publicity was only for London herself. Fortunately, London makes up for this issue by giving some of her old toys to a family as well. Guest stars: Monique Coleman as Mary Margaret, Vanessa Hudgens as Corrie, Aaron Mouser as Maynard, Marianne Muellerleile as Sister Dominick, Sophie Oda as Barbara, Jim O'Heir as Maynard's dad