11. Credit Where Credit is Due

Complete story — includes the ending

While trying to buy a new car, Jimmy is told by the dealership salesman that he has the worst credit rating he's ever seen. Jimmy discovers his parents bought a bunch of expensive items on credit (in his name) when he was a child, and never paid, and that this is the reason they pay cash for everything now. Feeling bad, Virginia and Burt give their car to Jimmy, then purchase a used DeLorean sports car. Jimmy and his parents then go to extreme lengths to convince the original credit officer ( Christopher Lloyd ) to erase Jimmy's credit history.