Complete story — includes the ending
A clown ghost comes to Mel (to her dismay, as she doesn't like clowns). He seems to think that he's not really a clown, and it proves to be true, as Melinda uncovers that he was actually a Private Investigator. When she sees him fixated on a redhead, she does some digging, and finds that the woman won the lottery and is a multi-millionaire, so she can't be the gold digger her boyfriend's daughter accused her of being. The PI was investigating her boyfriend to see if he was right for her, and her ex sold his car to hire the PI to look for her after she left, thinking she might be pregnant. Bedford's ghost comes to Melinda, saying he's still paying after giving up his own life as well as his mother's, and warns her to trust no-one and nothing.
Sources and content license
Source and revision history · Adapted from Wikipedia contributors, Ghost Whisperer season 5. HTML formatting and reference markers removed. · Content license