Having been told by his father that some money from investors has been hidden for the family's use, Joe Tobin struggles with whether he should tell Patty Hewes or conspire with his father. Tom Shayes tracks the telephone number given them by Joe Tobin to a cellphone now in possession of a homeless man who found it in a dumpster. He also finds a pair of expensive boots belonging to Louis Tobin and a trail of expenses suggesting the man had a mistress with the initials DMM. He turns to Ellen for help in identifying the her. Shayes also receives some devastating news about his own investment portfolio. Meanwhile, Patty Hewes and Phil Grey's divorce is not going well; he has an interesting proposition for her however. In a flash forward to six months into the future, it is revealed that one of the principal characters has died.
Spoilers ahead. Coverage follows the scope labeled below.
Complete story — includes the ending
Patty and Tom investigate the Tobins further, and stumble upon a mysterious woman with the initials D.M.M. In trying to find her, Tom asks Ellen for a personal favor. Meanwhile, Joe Tobin decides to start using his father's secret funds to help his family, and Patty turns to her ex-husband Phil when her beloved dog stops eating. Tom receives devastating news that threatens to tear his family apart when he learns his investments were tied up with Tobin's fraud and that he has lost everything. In the future timeline, Detective Huntley interrogates the homeless man, who informs them that Ellen is the one they should be looking for. Ellen is informed of Tom's murder and immediately goes to Tom's wife to ask if anyone else knew what Ellen and Tom were doing. The initial medical report on Tom's death reveals the wounds on Tom's body were non-lethal; the cause of death was drowning.